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Home » Financial Services » Tax Minimization Strategies

Tax Minimization Strategies

As you approach your retirement, there’s always the concern about taxes being raised. To combat this, we consider taxes for your financial decisions and planning accordingly.

A tax-deferred vehicle provides the benefit of keeping your money at a compound interest, exempt from income taxes. This allows the interest to accumulate at an accelerated rate, putting more money into your retirement fund. Keep in mind that there are very few vehicles that are able to avoid taxes completely. But with an insurance product, you can avoid paying the taxes until after you retire when you may qualify for a lower tax bracket.

Remember that the contract value will reduce with withdrawals. This may also include decreased value in protection benefits. Any additional withdrawals executed outside of the charge schedule will incur a withdrawal fee. Income tax is applicable to all withdrawals and may have an additional 10% federal tax attached to it if it’s taken out before the age of 59.5.

In addition, we can refer you to professionals who provide the following services:

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For additional information on your financial strategy, call or email us today at 800.687.6768 and

To provide you with the best financial planning experience, we may offer you information on different investment and insurance products.

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We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Securities and investment advisory services can only be solicited in the states where a financial professional is licensed and registered to do business in. Please inquire as to which states the financial professional is licensed and registered in before engaging in a business relationship. Securities offered through Madison Avenue Securities, LLC (MAS) Member FINRA/SIPC. MAS and Phillip Allen Inc., Common Sense Retirement Planning or Tony Dale, Inc are not affiliated entities.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

*Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.